Duff & Phelps WEBSITE LEGAL NOTICES
Terms and Conditions
Please read the following terms and conditions before using the Duff & Phelps Web site. By accessing and using the site, you acknowledge that you have read, understood and agree to comply with the terms and conditions.

Duff & Phelps may amend these terms and conditions at any time. Your continued use of this Web site is conditioned on the terms and conditions stated at the time of your use. You should visit this page prior to using this Web site to determine the current terms and conditions to which you are bound.

Use Restriction
Duff & Phelps gives you permission to electronically copy and print in hard copy portions of the Web site for your personal use. However, Duff & Phelps retains the copyright on all texts and graphics. This means that any other use, including, but not limited to, modification, distribution or re-publication without Duff & Phelps' prior written permission is prohibited.

Corporate Identification and Trademarks
Duff & Phelps is a trade name for Duff & Phelps Acquisitions, LLC and its subsidiaries and affiliates, which include: Duff & Phelps, LLC, a registered investment advisor, which provides financial advisory services; Duff & Phelps Securities, LLC, a registered broker-dealer and SIPC member firm, which provides investment banking services; Duff & Phelps Ltd., a company incorporated and registered in England and Wales; Duff & Phelps B.V., a company incorporated and registered in Amsterdam; and Duff & Phelps K.K., a company incorporated and registered in Japan.

The trademarks expressly listed as such in this Web site and all other marks on the Web site are trademarks of Duff & Phelps and/or its affiliates. You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify these marks in any way without Duff & Phelps' prior written permission. The use of Duff & Phelps' trademarks on any other Web site without Duff & Phelps' prior written permission is prohibited.

Links
Duff & Phelps prohibits the use of Duff & Phelps' trademarks as a "link" on or to any other Web site unless Duff & Phelps has approved the link in writing in advance.

Site Context
Unless expressly provided otherwise, Duff & Phelps provides this site content "AS IS" and WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE FULLEST EXTENT ALLOWABLE BY LAW. THIS INCLUDES THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Duff & Phelps does not warrant uninterrupted or error free functions contained in this site or its content or that the Web site or its server are free of viruses or other harmful components.

Limitation of Liability
Duff & Phelps makes reasonable efforts to place accurate information on this Web site. However, Duff & Phelps assumes no liability for any errors or omissions in the Web site content. Under no circumstances shall Duff & Phelps be liable for direct, incidental, consequential, special or punitive damages resulting from the use or inability to use this site, whether Duff & Phelps has been advised of the possibility of these damages. This includes damages for negligence or gross negligence.

Jurisdiction and Governing Law
This site is intended and directed to residents of the United States and all advertising and claims contained in this site are valid only in the United States.

Any claim relating to this Web site and the materials contained in this Web site is governed by the laws of the state of New York without reference to its conflicts of law rules. Your use of this site constitutes your consent to jurisdiction in courts of competent jurisdiction in the state of New York to resolve any interpretation or disputes arising from your use of this site.

Copyright
All designs, graphics, texts, arrangements and software that make up this Web site are copyright of Duff & Phelps. All rights reserved.

Duff & Phelps ONLINE PRIVACY POLICY
Duff & Phelps supports the highest standards of integrity for every online visitor. When you register at the Duff & Phelps Web site, our goal is to respect your privacy. This Privacy Policy sets forth how we handle information we obtain from you and learn about you when you visit our Web site, including:

The information we collect;

The choices that are available to you regarding how the information is used and to whom it is disseminated;

Your rights to access and correct or update your personally identifiable information; and

Our pledge to have reasonable security procedures that are in place to protect against the loss, misuse or alteration of information under our control.

NOTICE: Information We Collect and How We Use It
Duff & Phelps collects two types of information about you when you visit our site: personal information (including, by way of example only, your name, address, telephone number and e-mail address) and non-personal, aggregate information (such as information regarding the pages on our site that you have visited and your IP address).

1. Personally-Identifiable Information And What We Collect
The only personally identifying information we collect and store about you is the information that you choose to provide to us. By registering or providing any of your personal information on this site, you consent to the collection, use and transfer of your information under the terms of this policy.

Electronic Mail
We will also gather your personally identifiable information when you send us an e-mail. We will use this information to respond to your e-mail. We may also use the information to send you notifications about our services. Business partners and professional visitors requesting access to specialized content areas of this Web site may be required to provide identifying information.

2. Sharing Your Information/Disclosure of Information
The information you provide to us will be held on our computers in the United States and may be accessed by or given to our staff working in the United States and elsewhere and third parties including companies within the Duff & Phelps group located in the United States, Europe and Asia who act for us for the purposes set out in this policy or for other purposes approved by you. Those parties process information and provide support services on our behalf.

Where you have consented when providing us with your details, we may also allow carefully selected third parties, including other companies in our group, to contact you occasionally about products and services that may be of interest to you. They may contact you by mail, telephone, fax or e-mail. If you change your mind about being contacted by these companies in the future, please let us know.

Finally, if our business enters into a joint venture with or is merged with another business entity, your information may be disclosed to our new business partners.

Countries outside the European Economic Area do not always have strong data protection laws. However, we will always take steps to ensure that your information is used by third parties in accordance with this policy.

Unless required to do so by law, we will not otherwise share, sell or distribute any of the information you provide to us without your consent.

Duff & Phelps also collects information through "referrers" and various environmental variables. A "referrer" is information the Web browser passes along to Duff & Phelps' Web server that references the URL from which you came. "Environmental variables" include, among other things, the domain from which you access the Internet, the time you accessed our Web site, type of Web browser and operating system or platform used, the Internet address of the Web site you left to visit Duff & Phelps, the names of the pages you visit while at our Web site, and the Internet address of the Web site you then visit. We collect all of this information to allow us to detect broad demographic trends, to provide information tailored to your interests and to enhance your experience on Duff & Phelps' Web site. Duff & Phelps may store "referrer" information for a limited period of time prior to deleting this information.

Profiling
To help us improve our Web site and to ensure that we make every effort to provide you with information and offers that are of interest to you, we may merge your personally identifiable information with click-stream data and other data we have (including cookies and offline data). We will provide notice of this, as well as an opportunity to opt-out of it, at the time and place of information collection and before data is entered on our system.

We may also develop a non-identifiable profile on you based on the pages within our site that you visit.

4. Links
This Web site may contain links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to read the privacy statements of each and every Web site that they visit. This privacy statement applies solely to information collected when you visit our Web site.

Notification of Changes
If we decide to change our privacy policy, we will post those changes on our home page so you will always be aware of what information we collect, how we use it and under what circumstances we disclose it. We will use information in accordance with the privacy policy under which the information was collected.

Special Policy Regarding Information from Children Under Thirteen
This Web site is not targeted to children under the age of 13, and we do not knowingly request personally identifiable information from any child under the age of 13 without parental consent. When we do receive such information, we delete it as soon as we discover it and do not use it or share it with third parties.

Choice
Duff & Phelps provides the following choices regarding the use of your information. You may choose not to provide us with any contact information.

Security and data retention
We make every effort to have reasonable security procedures in place to protect the loss, misuse or alteration of information under our control.

We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our security and privacy policies will be subject to our normal disciplinary process. We employ security measures to protect your information from access by unauthorized persons and against unlawful processing, accidental loss, destruction and damage. We will retain your information for a reasonable period or as long as the law requires.

Accessing and updating
You are entitled to see the information held about you and you may ask us to make any necessary changes to ensure that it is accurate and kept up to date. If you wish to do this, please contact us. We are entitled by law to charge a fee to meet our costs in providing you with details of the information we hold about you.